Direct Francis Lake waterfront living in scenic Georgian Bluffs! On a deep half acre lot with a clean shoreline, private dock, and water views, this brick sidesplit presents an outstanding investment and potential. The main floor features a bright kitchen with butternut cabinets, a living and dining space, accented by rich cherry board and batten detailing. Large windows flood the living area with natural light, while a walk-out from the dining space leads directly to the deck overlooking the water. The upper level features three spacious bedrooms and a four piece bathroom. The fully finished walk-out basement includes a cozy family room centered around a propane fireplace, a second living room, two additional bedrooms, a three piece bathroom. Recent updates deliver true peace of mind, featuring a newly installed shingles (2025) and an owned water heater (2021). For all your storage and parking needs, the property features a detached two-car garage paired with an expansive driveway. Step outside to enjoy mature trees, sweeping country views, and direct access to the water for swimming or kayaking. Situated on a year-round municipal road off Grey Road 17, this home combines quiet rural side road living with quick access to Owen Sound amenities, Georgian Bay, and local Bruce Trail hiking routes. Book your private showing today to experience the incredible value and lifestyle this Francis Lake property has to offer!